We are VERD.cash
Behind the social innovation VERD.cash is a team of inquisitive people with big plans. It's great that you're here to find out more.
What does VERD.cash do?
Millions of francs are collected in transaction fees in Switzerland every year. Whenever you pay in shops - whether by card, online or via QR code - a few companies take a cut. This is because the store you buy from has to pay a fee for every transaction.
Our question was: Couldn't these fees be reduced to relieve the burden on retailers? Then give some of these millions back to the population? And use them to finance projects that move thousands and thousands of people and are good for the community?
That is precisely the aim of VERD.cash. That we redistribute money for good. And to do so sustainably, simply and with people at the center.
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Team
Our team consists of experts with different backgrounds. Some have been active in banking for many years, others come from management consulting or the communications industry. But one thing is clear to all of us: VERD.cash can change the world. And with Switzerland, we are proving for the first time that it is possible.
I am Andrew Marshall. I came to Switzerland in 1984 at the age of 21 and spent 16 years as a professional squash player, coach, national coach and President of Swiss Squash. This time showed me how strong the Swiss community culture can be and how enriching it is to meet committed people.
For over 25 years, I have dedicated myself to the question of how business processes and technologies can be designed in such a way that they create real added value in digital payment, loyalty and information systems.
Today, I look forward to working with like-minded people who believe that VERD can make a positive contribution to the further development of our Swiss community culture.
Let's build something meaningful together.
I am Csaba Schulz - passionately active in the field of cashless payment systems for over 30 years. My career has taken me to leading sales positions with renowned Swiss and US manufacturers of cashless payment solutions. Today, I manage the DACH branch of a leading global FinTech company. My focus is on the successful introduction and scaling of innovative payment solutions in a dynamic market environment.
Innovation in payment transactions is my driving force: modern cashless payment technologies are developing rapidly - and I have the expertise, market knowledge and strategic foresight to help VERD.cash achieve a sustainable breakthrough.
I am Christian Wohlwend - a profound expert in public transportation and the electrical, telecom and IT industry. In project and line functions, I have been involved in national and international mergers, company acquisitions, insourcing and start-ups.
I am driven by meaningful innovations and people as a resource. I contribute my network and am committed to attracting people, goal-oriented team constellations and adequate scope for action.
I am Andrea Bargetzi - a digital transformation specialist with over 20 years of experience in the financial industry. At UBS and Credit Suisse, I built global teams, transformed platforms for millions of users and introduced data-driven marketing solutions.
My focus is on user-centered strategies that combine technology, data analysis and measurable business success. I stand for leadership with innovative strength, efficiency and a clear view of the customer's UX.
Today, at VERD, I am designing a fair payment solution that combines economic sustainability with genuine public welfare. Here I can contribute my experience from the world of finance and at the same time create something that strengthens vibrant neighborhoods and communities.
My name is Olivia Schwab and I am a qualified banker (SKA, Credit Suisse) and HR specialist. I discovered my passion for people during my apprenticeship and worked in HR in the telco & IT industry and in management consulting/innovation as an HR consultant until 2023, when I became a member of the Executive Board as Lead HR. Now I have been working at VERD since the beginning of 2024 and as Lead Backoffice for VERD Finanzas AG I am responsible for the entire administration (card management, merchant onboarding, merchandise, newsletter, etc.).
VERD is truly "purpose driven" for me: with VERD.cash we earn money that we give back to the community - for vibrant villages and towns where people come closer together again.
What has happened so far.
VERD.cash is backed by VERD Finanzas AG. We founded it in December 2024. A lot has happened since then. Take a look:
December 2024
Foundation
- VERD Finanzas AG is founded as a subsidiary of VERD Purpose Genossenschaft.
- Entry in the commercial register (CHE-205.156.024)
- Andrea Bargetzi starts as CEO.
- Andrew Marshall is nominated as Chairman of the Board of Directors. Christian Wohlwend and Csaba Schulz will also become members of the Board of Directors.
Q1 2025
Structure
- Structure of the organization
- Development of vision and mission
- Strategic selection of the main partners for the VERD.cash payment solution
Q2 / Q3 2025
Test phase
- Development of a minimal viable product (MVP) to test the market
Who decides on the money at VERD.cash?
We talk a lot about transaction fees. On the one hand, we greatly reduce them for companies that participate in VERD.cash. On the other hand, we use them to finance community projects in every municipality in Switzerland.
But who decides which projects are funded?
These are the VERD cooperative members. For a one-off contribution of 5 francs, you too can become part of the VERD cooperative. And then enter projects in your municipality - and help decide which ones are realized.